Banking career in government Banks:
In government (PSU) Banks employee may be classified in two different categories:
A. Officers B. Clerks
Here, we try to explain in details so that people who are interested in Banking sector and want to join in different categories can understand easily.
In Government i.e PSU Banks , candidate can join as officer through CWE- IBPS Examination http://www.ibps.in/ . In Bank all officers are categorized in different scales (ie. Scale I, II,II,IV,V,VI). In beginning candidate join bank as scale I or II. Sometimes Bank recruit officer in Scale II category from campus having higher qualification viz. MBA, CA, LLB, ABM(Agribusiness Management). There are two different categories in Bank through which candidate enters the bank as officer:
1. PO i.e Probationary Officer (Scale I):
Banks recruit officer in these category for the general banking works.
2. Specialist Officer:
In banks there are various kind of job profiles in different department which require specialized skill and educational background. So, bank recruit different people having special skill and qualification for different job profiles .
Graduation with specialized degree is required for the post of specialist officer.
List of Specialist area where banks recruit officers:
iii) Chartered Accountancy
viii) Computers & IT
ix) Hindi i.e official language
i. Graduation in any subject
ii. Computer proficiency
Note: (Specific qualification for specialist posts)
Banks recruit officer through the CWE- IBPS Examination http://www.ibps.in/html/CWE_PO_MT.htm
Scales of Pay for Officers:
Scale I = Rs. 14500 - 600/7 – 18700 - 700/2 – 20100 - 800/7 - 25700
Scale II = Rs. 19400 - 700/1 - 20100 - 800/10 - 28100
Scale III = Rs. 25700 - 800/5 – 29700 - 900/2 - 31500
Scale IV = Rs. 30600 - 900/4 – 34200 - 1000/2 - 36200
Scale V = Rs. 36200 - 1000/2 – 38200 - 1100/2 - 40400
Scale VI = Rs. 42000 - 1200/4 - 46800
Scale VII = Rs. 46800 - 1300/4 - 52000
Note: PO join as Scale I. To know more about pay structure visit: http://salarystructure.blogspot.in/2013/09/what-is-bank-salary-structure.html
In banks clerical jobs includes accept deposits and provide withdrawal facility to customers, draft issuing, loan processing, and other banking related services.
iii. Graduation in any subject
iv. Proficiency in local language
v. Computer proficiency
Banks also recruit clerks through the CWE- IBPS Examination http://www.ibps.in/html/CWE_CL.htm